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Financial planning

Helping Clients in Mississauga and the GTA with Retirement Planning


Are you financially ready for retirement? When it comes to retirement, being ready and financially ready are two different things. Before you get caught up in the idea of travelling around the world and starting on your next hobby, take the time to figure out what you can do now to allow you to retire comfortably. At Lintax Management Inc., we provide personal finance and retirement assistance to individuals in Mississauga and throughout the GTA.

Sources of Retirement Income

Not everyone makes the same amount of income during their working years and at the same time, not everyone will receive the same amount of income in retirement. Your income at retirement depends largely on a combination of governmental benefits and personal savings and comes from several sources, including:

  • Canada Pension Plan
  • Old Age Security
  • Registered Retirement Savings Plan
  • Tax Free Savings Account
  • Company pension plan
  • Leveraging your life insurance
  • Income investments
  • Property investments

Five Reasons to Open an RRSP

What are your plans for retirement? Do you dream of owning a yacht and sailing around the world, spending your winters on a hot, sandy beach or taking up a new hobby and spending more time with your grandkids? Everyone has a different plan for retirement – all of which require a reliable source of income. Company pension plans and government assistance aren’t always enough, which is why it is a good idea to open up a Registered Retirement Savings Plan (RRSP). An RRSP has several benefits, including:

  • Contributions are tax deductible
  • Savings grow tax-free
  • Get a lump sum or regular payments when you retire
  • Spousal RRSPs reduce combined tax burden
  • Borrow from your RRSP for your first home or to pay for your education

Estate Planning

Decrease the burden on your loved ones in the event of your death by planning ahead. At Lintax Management Inc., we’ll guide you through the estate planning process so you and your loved ones can have peace of mind.

Planning Ahead for Your Children’s Education

It’s never too early to start saving for your children’s future. Tuition, text books and transportation fees – it all adds up. Contributing to stocks, an RESP or even getting life insurance can be beneficial. The first step is receiving professional financial advice that is customized to your situation or lifestyle.

Contact us today to book your personalized appointment! With the right combination of savings and investments, you’ll be on the right path to a happy retirement.

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